1 Insurance premiums written |
Download as Excel |
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P&C insurance |
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EURm |
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2012 |
2011 |
Premiums from insurance contracts |
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Premiums written, direct insurance |
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4,590 |
4,324 |
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Premiums written, assumed reinsurance |
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109 |
90 |
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Premiums written, gross |
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4,698 |
4,414 |
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Reinsurers' share of premiums written |
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-258 |
-213 |
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Premiums written, net |
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4,441 |
4,201 |
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Change in unearned premium provision |
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-79 |
-106 |
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Reinsurers' share |
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1 |
-1 |
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Change in unearned premium provision, net |
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-78 |
-107 |
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Premiums earned, total |
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4,363 |
4,094 |
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Life insurance |
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EURm |
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2012 |
2011 |
Premiums from insurance contracts |
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Premiums written, direct insurance |
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591 |
541 |
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Premiums written, assumed reinsurance |
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2 |
2 |
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Insurance contracts total, gross |
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593 |
544 |
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Premium revenue ceded to reinsurers on insurance contracts issued |
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-5 |
-5 |
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Insurance contracts total, net |
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588 |
538 |
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Investment contracts |
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389 |
311 |
Premiums written, net ¹) |
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977 |
849 |
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Group, total |
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5,418 |
5,050 |
¹) The change in unearned premiums is presented in note 4 " The change in insurance and investment liabilities". |
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Specification of premiums written in Life insurance |
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EURm |
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2012 |
2011 |
Premiums from insurance contracts |
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Premiums from contracts with discretionary participation feature |
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168 |
201 |
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Premiums from unit-linked contracts |
421 |
339 |
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Premiums from other contracts |
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1 |
1 |
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Total |
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591 |
541 |
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Assumed reinsurance |
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2 |
2 |
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Premiums from investment contracts |
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Premiums from contracts with discretionary participation feature |
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0 |
1 |
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Premiums from unit-linked contracts |
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389 |
310 |
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Total |
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389 |
311 |
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Insurance and investment contracts, total |
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983 |
854 |
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Reinsurers' share |
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-5 |
-5 |
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Premiums written, total |
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977 |
849 |
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Single and regular premiums from direct insurance |
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Regular premiums, insurance contracts |
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381 |
360 |
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Single premiums, insurance contracts |
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210 |
186 |
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Single premiums, investment contracts |
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389 |
307 |
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Total |
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981 |
852 |
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