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Liabilities arising out of direct insurance operations
149
163
Liabilities arising out of reinsurance operations
103
69
Liabilities related to Patient Insurance Pool
55
54
Tax liabilities
176
105
Prepayments and accrued income
199
177
Other
125
127
P&C insurance, total
807
695
The non-current share of other liabilities is EURm 45 (57).
Item Other includes e.g. witholding taxes, social expenses related to Workers Compensation insurance policies and employee benefits, unpaid premium taxes and other accruals.
Life insurance
EURm
2012
2011
Interests
9
9
Tax liabilities
0
7
Liabilities arising out of direct insurance operations
6
6
Liabilities arising out of reinsurance operations
5
5
Settlement liabilities
4
2
Guarantees received
122
88
Other liabilities
32
35
Life insurance, total
177
151
Item Guarantees received comprise assets accepted as guarantees required in derivative trading and securities lending. Item Other includes e.g. liabilities arising from withholding taxes and social security costs, liabilities to creditors and insurance premium advances.
Holding
EURm
2012
2011
Interests
34
52
Guarantees for trading in derivatives
78
43
Liability for dividend distribution
24
21
Other
16
10
Holding, total
152
126
Item Other includes e.g. reservations for share-based incentive programmes and other incentive salaries.