Sampo Group’s Online Annual Report 2012 and Sampo’s video ‘25 Years as a Listed Company’ have been granted the international Red Dot Communication Design 2013 Awards.

Red Dot design award winner 2013

Notes to the Group’s financial statements

6 Other operating expenses
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P&C insurance
       
EURm 2012 2011
  IT costs -99 -100
  Other staff costs -17 -17
  Marketing expenses -45 -44
  Depreciation and amortisation -9 -11
  Rental expenses -53 -50
  Change in deferred acquisition costs 10 17
  Direct insurance comissions -184 -174
  Commissions on reinsurance ceded 19 16
  Other -144 -133
P&C insurance, total -521 -497
       
       
Life insurance
       
EURm 2012 2011
  IT costs -14 -14
  Other staff costs -2 -2
  Marketing expenses -4 -3
  Depreciation and amortisation -4 -4
  Rental expenses -3 -3
  Direct insurance comissions -8 -7
  Comissions of reinsurance assumed -1 -1
  Commissions on reinsurance ceded 1 1
  Other -24 -20
Life insurance, total -58 -53
       
Item Other for P&C and Life Insurance includes e.g. expenses related to communication, external services and other administrative expenses.
       
Holding
       
EURm 2012 2011
  IT costs 0 -1
  Other staff costs 0 0
  Marketing expenses -1 -1
  Depreciation and amortisation 0 0
  Rental expenses -1 -1
  Other -9 -9
Holding, total -13 -13
       
Item Other includes e.g. consultancy fees and rental and other administrative expenses.    
       
Elimination items between segments 16 15
       
EURm 2012 2011
Group, total -576 -548